FOR IMMEDIATE RELEASE
September 24, 2025

 

Commissioner Temple Applauds Jefferson and Livingston Parishes for Improved Flood Rating and Reduced Premiums

Commissioner Tim Temple congratulates Jefferson and Livingston parishes on improving their federal flood rating, a move that will lower flood insurance costs for residents.

The Community Rating System (CRS) rating for unincorporated Jefferson Parish will increase from Class 5 to Class 3, becoming the first CRS Class 3 in the state and becoming one of only 11 Class 3 designations in the country. The improved rating will give affected Jefferson residents a 35% discount on their flood insurance.

Livingston Parish achieved a new CRS classification of 7, which will lead to a 15% discount for affected flood insurance policyholders in Livingston.

"Jefferson Parish President Cynthia Lee Sheng, Livingston Parish President Randy Delatte, their staffs, and the Jefferson and Livingston Parish Councils deserve recognition for their diligent work to bring down flood insurance costs for their residents," said Commissioner Temple. "These achievements are a direct result of their dedicated efforts to build stronger and more resilient communities. Their proactive approach to reducing flood risk aligns with the LDI’s broader goal of creating a more resilient Louisiana to make insurance affordable in our great state."

The CRS is a voluntary Federal Emergency Management Agency (FEMA) program that recognizes and encourages community floodplain management practices that exceed minimum requirements. These practices include local mitigation, floodplain management and educational outreach activities.

About the Louisiana Department of Insurance: The Louisiana Department of Insurance works to improve competition in the state’s insurance market while assisting individuals and businesses with the information and resources they need to be informed consumers of insurance. As a regulator, the LDI enforces the laws that provide a fair and stable marketplace and makes certain that insurers comply with the laws in place to protect policyholders. You can contact the LDI by downloading our LDIConnect mobile app on the Apple App Store or Google Play Store, calling us at 800-259-5300 or visiting www.ldi.la.gov.