FOR IMMEDIATE RELEASE
July 23, 2025
LDI Clarifies Facts on General Motors Insurance Activity in Louisiana
The Louisiana Department of Insurance (LDI) issues this press release to clarify the status of General Motors-affiliated insurance entities within the state of Louisiana.
GM National Insurance Company has held an LDI issued certificate of authority to write motor vehicle insurance in Louisiana since 2006 and is not a new market entrant.
General Motors Insurance Services, Inc., the affiliated agency responsible for selling policies, has been licensed by the LDI as a producer agency since 2019. As a licensed producer, it markets and sells insurance products.
In December 2024, GM National Insurance Company submitted a new private passenger auto insurance product for review and approval by the LDI. The LDI found the company’s manual rates and rules in compliance with the LDI’s File and Use review process in February 2025 and approved the company’s policy form filing in March 2025. The program became effective in July 2025.
This newly approved product incorporates telematics technology that uses driving behavior data to personalize insurance pricing and reward safe driving habits. This approach is consistent with usage-based insurance models currently offered by other insurers in Louisiana and nationally.
The LDI welcomes product innovation and expanded options for consumers, while ensuring that all entities operate in full compliance with Louisiana’s regulatory standards. The LDI remains committed to transparency and accuracy in the oversight of insurance operations across the state.
“Through the hard work of members of the Legislature, we were able to get a handful of great legal reform bills to the Governor’s desk, and the bills that the Governor signed will take effect in the coming months. I am hopeful that in time we will see the fruits of those labors, but the great step made this year is not the end of the race,” Insurance Commissioner Tim Temple said.
“I look forward to working with the Legislature to continue identifying the areas of our legal system that make us an outlier and addressing those distinctions to align our legal system with best state practices, thereby enacting the meaningful legal reforms that our citizens deserve. If we want to see change in our market, it starts with meaningful change in our legal environment.”
About the Louisiana Department of Insurance: The Louisiana Department of Insurance works to improve competition in the state’s insurance market while assisting individuals and businesses with the information and resources they need to be informed consumers of insurance. As a regulator, the LDI enforces the laws that provide a fair and stable marketplace and makes certain that insurers comply with the laws in place to protect policyholders. You can contact the LDI by downloading our LDIConnect mobile app on the Apple App Store or Google Play Store, calling us at 800-259-5300 or visiting www.ldi.la.gov.