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Frequently Asked Questions for P&C Commission

Please review the Frequently Asked Questions already submitted and answered for this division. If you require further assistance, you may elect to submit a new question to this division staff.

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What are the minimum requirements for car insurance?
The minimum requirements for auto insurance in Louisiana are: 10/20/10. That is, in a single accident, the limits are $10,000 for bodily injury to one person, $20,000 total for bodily injury, and $10,000 for property damage. If you would like further information, please go to our website, www.ldi.la.gov and click on consumers. From there, check out our consumer publications and the "Ask the Commissioner" consumer tips.
Where can I get access to the Louisiana Insurance Guarantee Association (LIGA)?
You may go to the Louisiana Department of Insurance web site- www.ldi.la.gov- and find on the right side of the home page- Internet Links- under this you will find Louisiana Insurance Guaranty Association. It is the sixth title in the available list.
Where can I find information on worker's compensation?
You can reach the Office of Worker's Compensation at 225-342-7555. Their website is: www.laworks.net. Also Louisiana Workers Compensation Corp. has a website: www.lwcc.com
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